Where are my multichain tokens stored?
Bitcoin, Ether, USDC and other non-XRP assets are held by a NEAR Intents account derived from the same recovery phrase as your XRP address. Backing up your phrase backs up everything.
XRP lives natively in your XRP Ledger account. Every other asset (Bitcoin, Ether, USDC, Solana and the rest) is held by your multichain account on NEAR Intents, a cross-chain settlement network.
- That account is derived from the same 12 word recovery phrase as your XRP address. There is nothing extra to back up.
- Restoring your phrase in XRP Mobile restores both your XRP and your multichain balances.
- You never need gas or a wallet on those other networks. Depositing, swapping and sending is handled through the multichain layer, and the app shows every leg with its hash.
Wallets imported with Xaman secret numbers do not have a multichain account yet. See Known limitations.
What is XRP Mobile?
XRP Mobile is a self custody wallet for the XRP Ledger, built by Peersyst. You can buy, send, receive and swap XRP, hold assets from other networks, and the keys never leave your phone.
Which tokens and networks does XRP Mobile support?
XRP natively on the XRP Ledger, plus every asset and network that NEAR Intents supports for deposits, swaps and sends. New tokens are added by the intents network, not by XRP Mobile.